MMA Foundation Student Loan

For students who are not lucky to secure a seat in local medical university, financial issue is a major issue when one choose to venture into the medical field. Today, I am going to write some of the loan options available for medical undergraduate. I hope this is helpful for those who are seeking for financial aid, especially 1st and 2nd year students.

Options available currently which I know of are:

1. PTPTN Loan

2. Oversea Undergraduate Loan by JPA

3. MMA Foundation Undergraduate Loan

I will not touch on PTPTN Loan. I am sure PTPTN loan is well known to all Malaysian students and there are officers in each university dealing with PTPTN. I am going to write something about MMA Foundation which many are not aware of.

One of the main objectives of Malaysian Medical Association Foundation (MMAF) is to receive and administer funds for education, scientific and charitable purposes. The charitable work commenced in the year 1977 exactly 2 years after MMAF was formed on 24 November 1975.

The loans to medical undergraduates were given from year 1980 onwards and for medical postgraduate studies in 1993.

The loan given to 219 medical students from 1980 to 2010 is RM1,881,610.00. This loan was given to 89 local and 130 students on twinning or overseas courses who excelled well in Year 1 and Year 2 medical exams.

Details of Undergraduate Loans:

A sum of RM 10,000 is given annually to students study overseas and RM5000 to local students.

Overseas Universities:

1. Universitas Padjadjaran, Bandung, Indonesia - 13 students

2. Universitas Udayana, Bali, Indonesia - 5 students

3. Universitas Indonesia, Jakarta - 1 student

4. Universitas Andalas, Padang, Indonesia - 1 student

5. Universitas Sumatra Utara, Medan Indonesia - 18 students

6. Kursk State Medical University, Russia - 27 students

7. Nizhniy Novgorod State Medical Academy, Russia - 4 students

8. Volgograd State Medical Academy, Russia - 1 student

9. Moscow Medical Academy, Russia - 2 students

10. Crimea State Medical University, Ukraine - 48 students

11. Kasturba Medical College, Manipal - 10 students

Local Universities:

1. Melaka-Manipal Medical College - 47 students

2. International Medical University (IMU) - 8 students

3. AIMST University - 2 students

4. USM - 10 students

5. UKM - 20 students

6. Penang Medical College (PMC) 1 student

7. UPM - 1 student

For those who are interested to apply for the loan, you can write an application letter to Student Loan Committee, MMA Foundation. If you would like to know further details, you can email us at smmams1011@gmail.com . We will be happy to assist you.

Public Service Department (JPA) also offers undergraduate loan for medical students studying at overseas. You can log on to Skim Pinjaman Yuran Pengajian di Luar Negara. JPA can offers up to RM250k.

Vincent Khor

SMMAMS Webmaster